Highly recommend for someone trying to improve their score. Upper management pushed changes to quickly before letting previous ones even settle in " (in 15 reviews) Please download one of these up-to-date, free and excellent browsers: WORST EXPERIENCE. Ratings are rounded to the nearest half-star. Our opinions are our own. First Tech Federal Credit Union Mortgages, First Tech Federal Credit Union Credit Cards, First Tech Federal Credit Union Car Loans, Get unlimited free credit scores & reports. The most straightforward ways to apply to become a member are to work for the state of Oregon or a qualifying high-tech or telecom company, or to be related to a First Tech member. You can find a list of other Money Market Accounts here: https://wallethub.com/savings-account/#iam=gc&at=mm&srt=ftr&insttype=bank. Will the First Tech Credit Union Platinum credit card help me build credit? +19 users submitted a rating without writing a full review, You can request a First Tech Union Platinum credit limit increase by submitting an application. How First Tech Federal Credit Union’s checking accounts compare. On the other hand, this card has the highest credit limit allowed for a secured card: $25,000. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Our partners compensate us. Tony Armstrong November … John Long. Thankfully, there are … Transfers on the latter are also free, with interest rates starting at 12.99%. 0.60% APY (annual percentage yield) as of 9/17/2020, 0.50% APY (annual percentage yield) as of 11/17/2020. Has great perks and customer care is amazing ! Although First Tech is headquartered in California, anyone can apply for membership. Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. They quit showing the refinance rate for the mortgage. “The team is friendly, knowledgeable and has been really helpful in finding solutionsto my business needs.”in 2 reviews. View All num of num Close (Esc) First Tech Federal Credit Union. Pros. " There's no gizmo that replaces truly listening to someone. 1.25%The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. Our membershp includes employees of the world's most progressive technology companies such as Microsoft, HP, Agilent Technologies, Amazon, CH2M HILL and many more. Our values aren't password protected, and there are no shortcuts to developing great relationships. If you don’t qualify for membership, this isn’t the right option for you. Read employee reviews and ratings on Glassdoor to decide if First Tech Federal Credit Union is right for you. Company Overview FAQ. Join a credit union. They have only been around for 60 years, but they have made a lot of progress in those 60 years. Hiring Surge. It took two days for a response. Qualifications per monthly cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. The credit union’s lengthy repayment terms and minimal fees mean you could score a low monthly payment, too, making it … It offers a low-interest rate and the opportunity to earn rewards on every purchase. I currently have a car loan with you. His work has been featured by the Los Angeles Times, Mashable and USA Today. All financial products, shopping products and services are presented without warranty. 274 Reviews. Do you offer Money Market Deposit Accounts and if so, what is the rate of interest? So with some responsible credit utilization it could easily help you build your credit. Furthermore, there … Companies. Their account options are great, they have a ton of services for little to no cost (including a couple free money orders a month) and their savings account interest rates are among the best I have found. Engaged Employer. I then received another request that they needed 2 years tax returns, and I provided, I then received an email saying they were blurry. Tony Armstrong is a banking editor at NerdWallet. What's the starting credit limit for the First Tech Federal Credit Union Platinum Secured card? This deposit will also serve as your credit limit, not allowing you to spend more than you can actually afford. This may influence which products we write about and where and how the product appears on a page. View All num of num Close (Esc) First Tech Federal Credit Union. When evaluating offers, please review the financial institution’s Terms and Conditions. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. The database itself is managed on behalf of First Tech Federal Credit Union by Ultimate Software Group, Inc, 2000 Ultimate Way, Weston, FL 33326. NerdWallet's ratings are determined by our editorial team. Our review of First Tech Federal Credit Union personal loans looks at the borrowing amounts, fees, interest rates, repayment terms and membership … The response also stated that I needed to verify income by producing a last 30 days bank statement to prove all stated income. In all that time, there's what we know for sure. I produced a whole 2020 YTD proof of income with bank statements. I own my own home and all my rental properties out right. Please call First Tech Customer Service at 855.855.8805, as you need to discuss the terms directly with them, to find out whether they allow you to ship your car. I'd give First Tech five stars except that they don't have a single branch in Seattle. Though you won’t make much interest with the Carefree Savings account, a minimum opening balance of 1 cent and no monthly fee mean you won’t have to worry about how much money you keep in the account. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. DO NOT WORK WITH THIS CREDIT UNION. They asked for the VIN number, but never asked for anything else. This place is weird be careful. But you can also apply to join First Tech if you're a member of a nonprofit called Financial Fitness Association, which costs $8. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. It’s a flexible, competitive loan with stand-out … View All num of num Close (Esc) First Tech Federal Credit Union. First Tech Federal Credit Union is the nation's premiere credit union serving the technology industry. Credit Cards. A First Tech personal loan is a good option for borrowers who are already members of the credit union or those who are eligible and want to join to get a loan and possibly other financial products. Account opening was a breeze. Companies. First Tech Federal Credit Union Personal Line of Credit is available in 4 states across the USA. Frankly, we’re blown away by the high rates offered on First Tech Federal Credit Union’s Dividend Rewards Checking account — if you meet account requirements. They assigned an arbitrarily high mileage number for the car, giving it over 100,000 miles and thus reducing their valuation of the vehicle by 40%. Our membershp includes employees of the world's most progressive technology companies such as Microsoft, HP, Agilent Technologies, Amazon, CH2M HILL and many more. Jobs; Companies; Salaries; Interviews; Search. Specialties: Unlike banks, we exist to serve our members, not to make a profit. First Tech Federal Credit Union Personal Line of Credit Review. Though you won’t make much interest with the Carefree Savings account, a minimum opening balance of 1 cent and no monthly fee mean you won’t have to worry about how much money you keep in the account. They'll raise your credit limit over time with good standing from my experience. NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. No monthly fee and low minimum opening deposit requirement on checking. Unlike many credit unions, First Tech makes it easy to join. First Tech’s mobile apps receive decent to high reviews, with the Android version receiving 4.4 out of 5 stars, and the iOS version receiving 4.7 out of 5 stars. The response was that I was approved for a third of the amount and almost triple the interest rate of the offer. What’s my point? The First Tech Credit Union Platinum credit card will help you build credit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for you. To review First Tech Federal Credit Union, NerdWallet collected more than 30 data points from the lender, interviewed company executives and compared the … You’ll need to open a Membership Savings account before you can open any other accounts. I called them at least a dozen times to get information. Companies. Our partners cannot pay us to guarantee favorable reviews of their products or services. When evaluating offers, please review the financial institution’s Terms and Conditions. There isn't a gadget that substitutes for personal attention. Hiring Surge. Here is a list of our partners. We’re normally a bit annoyed at these … First Tech Federal Credit Union members can get a personal loan with decent interest rates, and even borrowers with less-than-perfect credit can qualify. Best of luck! First Tech has good checking options and offers good access to ATMs and branches. 25 reviews of First Tech Federal Credit Union "Wonderful service. If you are looking to build or rebuild your credit, then the Platinum Secured Mastercard® from First Tech Federal Credit Union may be the right fit. The bottom line: First Tech offers a great checking account with no monthly fees and a top interest rate of 1.25%, provided you meet certain criteria. The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. Time to change my CU to others. Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. I will NEVER give them my business in the future!!! The services offered are very helpful as well as product. The credit union doesn’t have an online chat feature. 265 First Tech Federal Credit Union reviews. Valuations of used cars are quite transparent these days, and anyone who has searched on the web for a used car knows that mileages is a determinant of value. Pros. " My payment history on the bureau is marked as exceptional payment history with no lates ever. First Tech Federal Credit Union Reviews. Company Overview FAQ. You’ll have to open a Membership Savings account before you can open any other account, which requires a minimum balance of $5 but has no monthly maintenance fee and an APY of. The credit union’s overdraft policy could be better. Best card for high limit and 0% balance transfer. It will be 4% when you pre-qualify for refinancing, even though I'm 750+ score with no cash-out refinancing. I'm going to move to USA from Puerto Rico. First Tech Credit Union - Read unbiased reviews of First Tech Credit Union, rated 2.3 out of 5 stars by 48 users $500 minimum opening deposit requirement on CDs. Jobs; Companies; Salaries; Interviews; Search. In fact, this car, while an older year, had only 11,000 miles on it, and was practically a new car. Engaged Employer. Unfortunately, First Technology Federal Credit Union does not offer Money Market accounts. Jobs; Companies; Salaries; Interviews; Search. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. Easy to manage work life balance for a family with young children " (in 30 reviews) " There are nothing but great benefits of working at First Tech " (in 23 reviews) Cons. " The starting credit limit for the First Tech Federal Credit Union Platinum Secured card is $500. Glassdoor has 267 First Tech Federal Credit Union reviews submitted anonymously by First Tech Federal Credit Union employees. 30 reviews of First Tech Federal Credit Union "I didn't really want to copy and paste my review from their Portland branch, but it's really the exact same experience. Read more. All financial products, shopping products and services are presented without warranty. Your web browser (Internet Explorer) is out of date and no longer supported. Easy to manage work life balance for a family with young children " (in 30 reviews) " There are nothing but great benefits of working at First Tech " (in 23 reviews) Cons. " Very quick and detailed responses to queries even over email. NerdWallet strives to keep its information accurate and up to date. Great card, payment is applied emdiedatly if paid online with external payment & once received by mail. How do I get a First Tech Union Platinum credit limit increase? Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. We invite you to discover banking for those wired differently at www.firsttechfed.com. You know, that mega-bank that received hundreds of billions of taxpayer dollars and gives giant, undeserved bonuses to their useless executives? Then their house program assigned an arbitrary number for the mileage on the car--at no point did it ask for the mileage or any of the other standard indicators for valuation of the car. Whenever you want to increase your credit limit, you can submit a request online for another payment which will be added to your existing security deposit. Fax Numbers (888) 505-1740. Company Overview FAQ. A free inside look at company reviews and salaries posted anonymously by employees. I responded to a credit card pre-approval online and filled out an application. Great Credit union with great auto financing & credit card & payment is applied immediately if paid online & once received by mail. You will have to make a security deposit for this amount, which will be refunded to you upon closing your account. First Tech Federal Credit Union Reviews. Can I move my car to the States. 161 reviews from First Tech Federal Credit Union employees about First Tech Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. First Tech has assets of $6.2 billion and is headquartered in Mountain View, CA. Oregon-based First Tech Federal Credit Union was founded in 1952 by technology execs. You can use the filters to find the most suitable account for you. Every time I called-an agent would take my phone number and say that somebody would call me back. The purchase mortgage rate says 2%. CD term lengths range from six months to five years. Greg Mitchell. It's a secured card which requires a refundable security deposit upon account opening. Loans. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. First Tech has specialized in serving tech companies and their employees for over 60 years. Plus the credit union’s minimum deposit requirement is higher than that of some of our favorite share certificate and certificate of deposit providers. All this with a nice personal touch." 41 reviews of First Tech Federal Credit Union "I discovered first tech through some friends at Microsoft and later was actually eligible to join. First Tech Credit Union's Platinum card also reports your financial activity to the major credit bureaus TransUnion, Experian and Equifax on a monthly basis. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. It was the first credit union to offer a mobile banking app and provides financial services to companies like Amazon.com, Microsoft, Google, and more. First Tech Federal Credit Union Personal Line of Credit is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. NOBODY ever called me back. They'll raise your credit limit in over time with good standing from my experience. First Tech Federal Credit Union Reviews. Great business to associate with, the customer service is above reproach. I was trying to get a credit card after a flyer came in my mail saying that I was pre-approved. The stars represent ratings from poor (one star) to excellent (five stars). 199 Ratings. Reviews from First Tech Credit Union employees about First Tech Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. A free inside look at company reviews and salaries posted anonymously by employees. 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